I’m 29, I Make $120,000 & I Work In Hospitality

    Occupation: Director of Operations
    Industry: Hospitality
    Age: 29
    Location: Houston, TX
    Salary: $120,000
    Net Worth: $364,000 (Roth IRA: $49,000, Individual Fidelity Account: $27,000, HYSA: $32,000, Vanguard: $7,000, checking accounts: $10,000, I bond: $10,000, Savings Bonds: $4,000, House: $600,000 (minus $150,000 mortgage, divided by 2). My partner, G., and I live/own our home together but keep all of our finances separately.
    Debt: $150,000 mortgage (we split this, so I owe $75,000)
    Paycheck Amount (biweekly): $3,350
    Pronouns: She/her

    Monthly Expenses
    Mortgage/House Expenses: $1,800 (My portion of all house-related payments (mortgage, taxes, utilities, wifi, etc.).
    Loans: $0 (I paid off my student loans ($30,000) when I turned 25. I drive my fiancé’s dad’s old car.)
    ClassPass: $78
    Spotify: $10.81
    Apple One: $32 (my mom uses all the perks of this too.)
    Peacock: $4
    NYT Cooking/News: $4 (my first year ends next month and this will increase to $15/month.)
    Streaming Services: paid by family or partner.
    Phone Bill: Paid by mom (in exchange for my Apple subscription.)

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